Compliance tools · Corporate governance, employment and financial

ECCTA 2023 compliance tool

ECCTA 2023 (c. 56) · United Kingdom · Binding instrument

Name anyone on your staff. The system makes them your compliance person.

A member of your own staff, with no compliance background, reads the training module, answers the interview, and finishes with your ECCTA 2023 documentation cited article by article. The knowledge stays in the business.

Every account level runs inside a dedicated Claude account. Anyone can try a toolkit in their own Claude account; compliance work runs in a dedicated one. The Claude Max plan is £90 a month, paid to Anthropic, and is not included in any level.

See a finished report before you pay

ECCTA 2023 (c. 56) is a binding instrument in the United Kingdom. Companies House identity verification for every company, and the failure to prevent fraud offence for large organisations.

The free assessment screens every United Kingdom business against this instrument: it applies across sectors rather than to one activity.

Screen your business against all 116 agent toolkits, free →

• Your exact position under ECCTA 2023: what is in place, what is missing, and what to do about each gap.
• Documentation with article citations, ready for auditors, insurers, customers and public buyers.
• A trained person inside the business who understands what the regulation requires, and stays.
• A dated record of every section completed, with the reports themselves staying in your own Claude account. The toolkit is carried by an account level, see the plans.
• All of it completed in-house, at your own pace, without booking a single meeting.

Check that ECCTA 2023 applies to your business, free →

Does ECCTA 2023 apply to my business?

The Act applies to companies registered under the Companies Act 2006, their directors, officers, members, subscribers and persons with significant control, and to limited partnerships, overseas entities and persons carrying on business in the United Kingdom. The failure to prevent fraud offence applies only to large organisations under s.199.

Who does ECCTA 2023 apply to?

It applies to companies registered under the Companies Act 2006, their directors, officers, members, subscribers and PSCs, to registrable relevant legal entities, overseas companies, overseas entities registered under the Economic Crime (Transparency and Enforcement) Act 2022, and to limited partnerships and their general and limited partners.

Does ECCTA 2023 apply to a small business?

The Act has no general size threshold, and all corporate transparency provisions apply regardless of company size. The failure to prevent fraud offence does not apply to organisations below the large organisation thresholds in ss.201-202, which are turnover exceeding 36 million pounds, balance sheet total exceeding 18 million pounds, or more than 250 employees.

When does ECCTA 2023 apply from, and what are the deadlines?

The Act applies in stages by commencement regulations. The failure to prevent fraud offence (ss.199-206) came into force on 1 September 2025, the identity verification regime for directors and PSCs came into force on 18 November 2025, and some provisions await appointed days. Deadlines include 14 days for director appointment or cessation notices (s.167G) and two months for new member information (s.113D).

What does ECCTA 2023 require me to do?

You must maintain an appropriate registered office address (s.86) and registered email address (s.88A), include a lawful purpose statement at formation (s.9(2)) and on each confirmation statement (s.853BA), and verify director and PSC identity (s.167M, s.790LQ). Large organisations must maintain reasonable fraud prevention procedures (s.199).

What records or documents does ECCTA 2023 require me to keep or produce?

You must deliver confirmation statements at intervals of not more than 12 months, notify the registrar of director appointments, cessations and information changes within 14 days (ss.167G-167I), and notify PSC matters to the registrar (ss.790LA-790LH). New members must provide required information within two months (s.113D) and members must notify changes within two months (s.113E).

What happens if I do not comply with ECCTA 2023?

Failure to maintain an appropriate registered office (s.86) or registered email address (s.88A) carries an unlimited fine in England and Wales or level 5 on the standard scale in Scotland and Northern Ireland. A director acting without identity verification (s.167M) carries the same, and failure to prevent fraud (s.199) carries an unlimited fine on conviction.

How do I start complying with ECCTA 2023?

The first practical step is the lawful purpose statement: you state a lawful purpose at formation under s.9(2) and confirm it on each confirmation statement under s.853BA.

Which ComplianceSME account includes the ECCTA 2023 toolkit?

The ECCTA 2023 agent toolkit is included from the Micro level.

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