Compliance tools · Corporate governance, employment and financial

SFDR compliance tool

Regulation (EU) 2019/2088 · European Union · Binding instrument

Name anyone on your staff. The system makes them your compliance person.

A member of your own staff, with no compliance background, reads the training module, answers the interview, and finishes with your SFDR documentation cited article by article. The knowledge stays in the business.

Every account level runs inside a dedicated Claude account. Anyone can try a toolkit in their own Claude account; compliance work runs in a dedicated one. The Claude Max plan is £90 a month, paid to Anthropic, and is not included in any level.

See a finished report before you pay

SFDR is Regulation (EU) 2019/2088, a binding instrument in the European Union. Sustainability disclosure for financial market participants and advisers.

The free assessment screens for SFDR when a business provides financial services or is an obliged financial entity.

Sectors this instrument reaches: insurance undertakings offering IBIPs; investment firms providing portfolio management; institutions for occupational retirement provision (IORPs); manufacturers of pension products; alternative investment fund managers (AIFMs); PEPP providers; EuVECA managers; EuSEF managers; UCITS management companies; credit institutions providing portfolio management; insurance intermediaries advising on IBIPs; investment advisers.

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• Your exact position under SFDR: what is in place, what is missing, and what to do about each gap.
• Documentation with article citations, ready for auditors, insurers, customers and public buyers.
• A trained person inside the business who understands what the regulation requires, and stays.
• A dated record of every section completed, with the reports themselves staying in your own Claude account. The toolkit is carried by an account level, see the plans.
• All of it completed in-house, at your own pace, without booking a single meeting.

Check that SFDR applies to your business, free →

Does SFDR apply to my business?

SFDR applies to you if you are a financial market participant or a financial adviser as defined in Article 2(1) and Article 2(11), for example an insurer offering IBIPs, an investment firm providing portfolio management, an IORP, an AIFM, a UCITS management company or a credit institution providing portfolio management.

Who does SFDR apply to?

It applies to financial market participants listed in Article 2(1)(a) to (j) and financial advisers listed in Article 2(11)(a) to (e), including insurance intermediaries advising on IBIPs and investment advisers.

Does SFDR apply to a small business?

There is a size exemption: insurance intermediaries and investment firms providing investment advice that employ fewer than three persons are exempt from the transparency obligations under Article 17(1), and IORPs with fewer than 15 members are excluded. The 500-employee threshold in Article 4(3) and (4) decides whether principal adverse impacts disclosure is mandatory or comply-or-explain.

When does SFDR apply from, and what are the deadlines?

The general application date was 10 March 2021, the first PAI statement was due 30 June 2021 for entities with more than 500 employees, Article 11(1) to (3) applied from 1 January 2022, Article 7(1) and (2) from 30 December 2022, and the RTS in Delegated Regulation (EU) 2022/1288 from 1 January 2023. PAI statements are updated each year by 30 June.

What does SFDR require me to do?

You must publish a sustainability risk integration policy on your website under Article 3, state whether you consider principal adverse impacts under Article 4, include sustainability risks in remuneration policy under Article 5, and make pre-contractual, website and periodic product disclosures under Articles 6, 7, 10 and 11.

What records or documents does SFDR require me to keep or produce?

You must publish a due diligence statement on principal adverse impacts describing the impacts, your policies, actions taken and planned, and engagement policies under Article 4(1)(a) and (b), and use the mandatory templates in Annexes I to V of Delegated Regulation (EU) 2022/1288 for PAI statements, pre-contractual disclosures, website disclosures and periodic reports.

What happens if I do not comply with SFDR?

The SFDR sets no penalty regime of its own; Article 14(1) requires Member States to have competent authorities monitor compliance, and enforcement runs through sectoral law such as the UCITS Directive, AIFMD, MiFID II, Solvency II, the IDD and IORP II. Member States set penalties, which may include administrative fines, public censure, suspension of authorisation and cease and desist orders.

Does SFDR apply to a UK business selling into the EU?

The SFDR applies throughout the European Union and is directly applicable in all 27 Member States, and it does not state whether it reaches a UK business selling into the EU.

How do I start complying with SFDR?

The first practical step is to publish a policy on the integration of sustainability risks in your investment decision-making process on your website under Article 3(1), or the equivalent advice policy under Article 3(2) for financial advisers.

Which ComplianceSME account includes the SFDR toolkit?

The SFDR agent toolkit is included in Compliance Complete.

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